Axis Bank festive offers 2026: 100% car loan funding, 30-minute disbursal, EV discounts and other benefits

Axis Bank Rolls Out Festive Loan Offers

Ahead of Diwali, Axis Bank has announced a set of festive offers spanning car loans, two-wheeler loans, home loans, education loans, credit cards and select business banking products. The vehicle finance package, reported in detail by ETAuto, centres on quicker approvals and disbursals, lower processing costs and special pricing for electric vehicles.

Under the car loan scheme, the bank is offering funding of up to the full on-road price of a vehicle, with disbursal within 30 minutes. Borrowers on select models can get a 50% cut in processing and associated charges, along with a 10 basis point reduction in the interest rate, subject to conditions. Tenure can stretch to eight years, and foreclosure charges are waived after 24 months. For two-wheelers, disbursal is also promised within 30 minutes, superbike loan rates start at 10.75% per annum, and electric two-wheeler buyers get a 0.5% pricing discount.

Education and Business Offers

Domestic education loans carry rates starting at 7.25% per annum, with processing fees beginning at zero, while eligible overseas education applicants can get a 0.25% discount on rack rates. For small businesses, select secured working capital products — cash credit, overdraft and term loans — come with a 50% waiver on login fees, valid until 31 December, though standard processing fees still apply. Home loan login fees are set at ₹999 plus GST, with a waiver of 12 EMIs and faster principal repayment attached. Credit cardholders can access over 200 festive offers across electronics, travel, shopping, lifestyle and home furnishings, with discounts of up to 20% on eligible purchases and EMI transactions at participating brands.

Why This Matters For Businesses

For MSMEs and proprietors weighing festive-season borrowing, the working capital login fee waiver and reduced vehicle loan charges lower the upfront cost of credit. Buyers of commercial or fleet vehicles financed under the car loan window m…